Please read these terms carefully before using our website, tools, or services. By accessing LoanAdvisorUSA, you agree to be bound by these terms.
Summary (not a substitute for the full terms): LoanAdvisorUSA is an independent comparison and information website. We are not a lender. Our tools and content are for informational purposes only. We may earn compensation when you click on links or apply through our site. All loan decisions are made solely by the lender you choose.
By accessing or using the LoanAdvisorUSA website (the "Site") located at regionalfinanceusa.com, or any of its associated tools, calculators, or content, you ("User," "you," or "your") agree to be bound by these Terms of Service ("Terms"), our Privacy Policy, and all applicable laws and regulations.
If you do not agree to these Terms, you must immediately discontinue use of the Site. These Terms apply to all visitors, users, and others who access or use the Service.
Age Requirement: You must be at least 18 years of age to use this Site. By using this Site, you represent and warrant that you are 18 years of age or older.
LoanAdvisorUSA provides the following services, all of which are for informational and educational purposes only:
The Site does not provide loan origination, underwriting, credit assessment, brokering, or any other regulated financial service. All content is editorial in nature and does not constitute financial, legal, or tax advice.
Important Disclosure: LoanAdvisorUSA is NOT a lender, mortgage broker, loan broker, or financial institution of any kind. We do not make loan decisions, issue credit, set interest rates, or determine your eligibility for any financial product.
When you click on a lender link or submit information through our "Check My Rate" or application forms, you are being directed to, or submitting information to, a third-party lender or its authorized partners. Any loan agreement you enter into will be directly with that lender, subject to their own terms, disclosures, and regulatory requirements.
LoanAdvisorUSA has no involvement in and accepts no responsibility for:
All content published on LoanAdvisorUSA — including articles, reviews, comparisons, calculator outputs, guides, and editorial commentary — is provided for general informational and educational purposes only. It does not constitute:
The loan calculator and estimation tools on this Site provide approximate figures based on user-entered inputs and assumed variables (such as interest rate). These outputs are estimates only and will differ from actual loan offers. Always verify terms directly with a lender before making any financial decision.
We strongly recommend consulting with a qualified financial advisor, credit counselor, or attorney before making any significant borrowing decision.
All original content on this Site — including but not limited to text, articles, guides, reviews, graphics, logos, button icons, images, digital downloads, data compilations, and software — is the property of LoanAdvisorUSA or its content suppliers and is protected by United States and international copyright, trademark, and intellectual property laws.
You may access and use the Site for personal, non-commercial informational purposes. You may print or download individual pages for personal use, provided you do not modify the content and retain all copyright notices.
Third-Party Trademarks: "Regional Finance®" and "Regional Management Corp.®" are registered trademarks of Regional Management Corp. (NYSE: RM). Their use on this Site is strictly editorial and descriptive. LoanAdvisorUSA is not affiliated with, endorsed by, or sponsored by Regional Management Corp. or any other lender referenced on this Site.
You agree not to use the Site for any purpose that is unlawful or prohibited by these Terms. You may not:
This Site contains links to third-party websites, lenders, and financial service providers. These links are provided for your convenience and informational purposes only.
Advertiser Disclosure: LoanAdvisorUSA may receive compensation when users click on links, complete forms, or submit applications through our Site. This compensation may influence which products and lenders we feature or the order in which they appear. However, this compensation does not influence our editorial assessments, ratings, or recommendations, which are based on independent research.
We have no control over the content, privacy policies, or practices of any third-party site, and we expressly disclaim all responsibility for the accuracy, legality, or content of such external sites. Your use of any third-party site is at your own risk and subject to that site's own terms and privacy policy.
THE SITE AND ITS CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, LOANADVISORUSA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
Loan rates, fees, terms, and eligibility requirements listed on this Site are estimates based on publicly available information and may not reflect current offers. Always verify directly with each lender before applying.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL LOANADVISORUSA, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR:
In jurisdictions that do not allow the exclusion or limitation of incidental or consequential damages, our liability will be limited to the greatest extent permitted by law. Our total cumulative liability to you for any claim arising from your use of this Site shall not exceed one hundred U.S. dollars ($100.00).
You agree to defend, indemnify, and hold harmless LoanAdvisorUSA and its directors, employees, agents, licensors, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Site, you consent to the collection and use of your information as described in our Privacy Policy.
Key privacy highlights:
Please review our complete Privacy Policy for full details.
LoanAdvisorUSA reserves the right to modify these Terms at any time at our sole discretion. We will indicate the date of the most recent update at the top of this page. Changes take effect immediately upon posting.
Your continued use of the Site following the posting of revised Terms constitutes your acceptance of those changes. We encourage you to review this page periodically. If you do not agree to the revised Terms, you must stop using the Site.
We also reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice or liability.
These Terms and any dispute arising out of or related to your use of the Site shall be governed by and construed in accordance with the laws of the State of [YOUR STATE], without regard to its conflict of law provisions.
Before initiating any formal proceeding, you agree to contact us at [email protected] and attempt to resolve the dispute informally. We will make good-faith efforts to resolve the matter within 30 days.
If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Site shall be settled by binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, rather than in court, except that you may assert claims in small claims court if your claims qualify.
YOU AND LOANADVISORUSA AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
If you have any questions about these Terms of Service, please contact us:
| Contact Method | Details |
|---|---|
| Email (Legal) | [email protected] |
| Email (Editorial) | [email protected] |
| Website | regionalfinanceusa.com/about.html |
| Response Time | We aim to respond to legal inquiries within 5 business days |
We're happy to explain anything in plain language.
Email us at [email protected] or visit our About page.
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